A wide variety of retirement planning options can meet your projected needs. Some are funded by your employer, others are funded by you. Keep in mind that in most cases, withdrawals made before age 59 1/2 are subject to a 10 percent penalty, and withdrawals in most cases must begin by April 1 of the year after you turn age 70 1/2. - Read more

Organic Gardening refers to the system in which plants are grown in an organic environment. According to the USDA regulations, those who are involved in the process of organic gardening are prohibited from using irradiation, sewage sludge or genetically modified organisms (GMOs) in organic production. This type of food production would be certified as organic farming or gardening. - Read more

In Bridge on the River Kwai, Alec Guinness plays the part of a Colonel Nicholson in a Japanese prisoner of war camp. Nicholson oversees the construction of the bridge by the men under his command, and becomes so obsessed with making sure that it’s built properly that he forgets that he is actually going to be helping the enemy by doing so. Apparently, this is not how it was in real life, but the film plot does serve to illustrate something that we’re probably all familiar with, namely that it’s very easy to lose sight of why you’re doing what you’re doing. - Read more

For people who have decided to strike out on their own entrepreneurial careers, the currency of choice for lasting and meaningful compensationand the primary reason they left the “rat race” isspiritual fulfillment. - Read more

Excerpted from: Dr. Fanning’s book: “Do What You Love - Read more

We all complain about meetings which are a waste of our time and the truth of the matter is that so many are exactly that. We’ve also seen the “corridor” meeting that takes place afterwards where it seems the real decisions are taken, or the agreed decisions are overturned. - Read more

For almost everyone, “eating out” at restaurants has become such an important part of everyday life. You name it - fast-food, slow-food, sit-down, take-away, Italian, Chinese, Japanese, American, French - no matter what the need or taste, there is almost certain to be a restaurant that caters for it - Read more

New clients more sales higher profits in our minds. It’s early in the morning the sun has not yet begun to rise. You wake with excitement while you remove the sleep from your eyes. Opportunity all around us we start to think as we stand up and rise. - Read more

A low-carb diet is also called a “reduced carbohydrate” or “controlled carbohydrate” diet. It is a broad term, encompassing many popular diet books as well as eating plans. - Read more

With candle making, there are hardly any limits. You can replicate lots of things with your creativity. Here are some delicious ‘Cupcakes‘ that look very, very inviting. - Read more

Thinking about buying a cargo trailer, horse trailer or even a motorcycle trailer but aren’t sure which trailer to buy? As you might have realized, choosing a trailer now-a-days can be perplexing. It’s not surprising given the amount of trailer manufacturers and different types of trailers available. - Read more

Ah yes the good old Tin Can. The tin can has been around for years, providing many different projects to be made from tin cans. They are one of the most versatile mediums for crafts, besides wood and foam. Best part about them, they are cheap. Tin cans can be used to make all kinds of candle holders, providing a unique touch to your home or garden. In this article, we will share some ideas on how to make interesting and unique candle holders out of tin cans. - Read more